what about debt?

MArtist

Jr. Member

Posts: 61

what about debt?

« on: July 30, 2009, 10:33:38 AM »

Upon seperating and moving out I found out that everything, credit cards, my car, furniture, everything in my name had not been payed in months by my stbx. My finances are a mess to say the least. I saved my car from repo right away. I'm not in a position financialy to do anything about all this debt anytime soon. In Texas what are my options? Can they through me in jail for this? How much time do I have to do something about it?


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Hero Member

Posts: 5767

Re: what about debt?

« Reply #1 on: July 30, 2009, 10:37:09 AM »

Don't know anything about Texas statutes...however it has been my experience that most creditors will be willing to work with you if you are up front and honest with them. Were I in your shoes, I'd be contacting them asap.

TC


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Don't ask unless you want my honest opinion. I'm not here to hold hands and I don't pull punches.

p13dp1p3r

Sr. Member

Posts: 274

Re: what about debt?

« Reply #2 on: July 31, 2009, 04:23:48 PM »

I'd try a nonprofit credit counseling service that will help you consolidate and pay them off.


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Maya Angelou

livealittle

Hero Member

Posts: 2070

Re: what about debt?

« Reply #3 on: August 17, 2009, 12:57:36 PM »

go get Dave Ramsey's book Total Money Makeover and Financial Peace. They have all the info you need to take care of your business.

library has them for free, you can also listen to Dave online free at

http://www.daveramsey.com/tdrs/#


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"Live like no one else, so later, you can live like no one else." Dave Ramsey

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